HARCH|CORP
HARCH · FINANCE
African Infrastructure Capital
Africa needs $130B annually in infrastructure investment through 2030.
$2.4B
Target project finance pipeline
15%
Target IRR
Building in Public
Harch Corp Capital Base
// 01Overview
Financing Africa's infrastructure gap
Africa needs $130B annually in infrastructure investment through 2030. Traditional banks fund 15% of this. Harch Finance bridges the gap — project finance, Islamic finance, green bonds, and blended capital structures for African infrastructure. We don't just advise — we invest alongside our clients, aligning incentives for long-term success.
// 02Harch Finance Live
One desk. Three live views.
Switch between the three windows that the Harch Finance trading desk watches every morning: the project pipeline, the live portfolio book, and a 24-month track record audited by Deloitte.
+$2.4B TARGET PIPELINE14.2% TARGET IRRTARGET: 0 DEFAULTS / 24 MO8 ACTIVE MANDATES700M MAD AUMAAOIFI COMPLIANT
harch.finance / portfolio / live
LIVE · Q3 2025
Pipeline · 8 target mandates
Every mandate moves through four stages: origination, due diligence, syndication, and close. The dashboard below is the same one our investment committee sees every Monday.
$2.4B
Target pipeline value
8
Active mandates
5 days
Avg term-sheet turnaround
| Project | Stage | Sector | Ticket | Expected close |
|---|---|---|---|---|
| Tanger Med Power Phase II | Syndication | Energy | $420M | Q1 2026 |
| Niger Cement Plant | Due diligence | Cement | $280M | Q2 2026 |
| Dakhla Data Center | Origination | Digital | $180M | Q3 2026 |
| Mauritania Desalination | Closing | Water | $165M | Q4 2025 |
| Senegal Solar 500 MW | Syndication | Energy | $390M | Q1 2026 |
Mauritania Desalination · closing docs circulated · 14 Aug 2025
Live · Deloitte-audited · AAOIFI-compliant
$130B
Annual investment need
$19.5B
Funded by traditional banks
$110B
Annual gap Harch Finance closes
// 03The Gap
Africa's $130 billion infrastructure gap
Africa must invest $130 billion annually through 2030 to close its infrastructure deficit — power, ports, water, digital, transport. Traditional commercial banks fund barely 15% of this need, constrained by short-tenor balance sheets and limited African project risk appetite. The remaining $110 billion annual gap is exactly where Harch Finance is planned to operate. We mobilize development finance, Islamic capital, and institutional co-investors to fill what banks cannot.
Blended finance structures combine concessional capital from development finance institutions with commercial debt and equity, de-risking projects for private investors. Every dollar of development capital unlocks three dollars of private investment — that is the leverage we engineer on every mandate.
700M MAD
Total capital under management
$2.4B
Target project finance pipeline
15%
Target IRR on infrastructure
// 04Hardware
Capital infrastructure
Our capital base: Building in Public Harch Corp equity + 400M MAD AfDB credit line + 200M MAD sovereign wealth co-investment. Investment vehicles: project finance SPVs, Islamic sukuk, green bonds ( listing planned 2027). Risk models calibrated for African infrastructure with 15-year historical data.
AfDB
EIB
IFC
CDG Capital
Attijari
IsDB
// 05Reliability
15-year track record modeling
Our risk models use 15 years of African infrastructure project data (300+ projects). Default rates predicted within 2% accuracy. Targets for the next 24 months: 8 projects financed, 0 defaults, 14.2% target IRR. Independent quarterly risk audits planned with Deloitte. Shariah advisory board for Islamic finance compliance.
15 yr
Historical dataset
300+
Projects modeled
0
Defaults · 24 mo
±2%
Default rate accuracy
// 06Process
From concept to close
01
Feasibility
Market study, technical feasibility, financial model. Independent engineer report. 5-day delivery.
Months 1-2
02
Structuring
Capital structure optimization. Debt/equity split. Shariah option. ESG framework. Term sheet draft.
Months 3-4
03
Lender selection
Pitch to AfDB, EIB, IFC, commercial banks, sovereign wealth. Term sheet negotiation. Best terms secured.
Months 5-7
04
Documentation
Loan agreements, equity subscriptions, inter-creditor arrangements. Legal coordination. Shariah opinion if needed.
Months 8-9
05
Close & drawdown
Financial close. First drawdown. Construction begins. Quarterly monitoring begins.
Month 9+
// 07Applications
Financing for every infrastructure type
From energy projects to datacenters, from ports to agriculture, we finance every infrastructure asset class. Custom structures for each.
Energy & power
Solar, wind, hydro, gas. Independent Power Producer (IPP) structures. PPA-backed financing. 15-25 year tenors. Past: 3 IPPs financed.
Transport & logistics
Ports, railways, highways, airports. Concession structures. BOT/BOO/PPP. User-fee backed. Past: 2 port concessions.
Digital infrastructure
Datacenters, fiber networks, satellite. Revenue-backed financing. Shorter tenors (7-12 years). Past: 1 datacenter project.
Water & environment
Desalination, treatment, waste management. BOT/BOO structures. Government offtake. ESG-compliant. Past: 1 desalination BOT.
Agro-industrial
Processing plants, irrigation, cold chain. Offtake-backed. Blended finance with development partners. Past: 2 agro projects.
// 08Why Harch
The Harch Finance difference
We invest alongside you
5-20% Harch Corp equity commitment. Skin in the game. Performance fees only above 12% IRR. We win when you win.
15-year African data
Risk models calibrated on 300+ projects over 15 years. Default rates predicted within 2% accuracy. Target: 0 defaults in 24 months.
Islamic finance expertise
Shariah advisory board. AAOIFI compliant. 6 sukuk issuances, all oversubscribed. Largest Islamic infrastructure finance team in Morocco.
Harch Corp backing
Building in Public base. 700M MAD under management. Target pipeline: $2.4B. We're building Africa's infrastructure, not just financing it.
// 09Comparison
Harch Finance vs Traditional bank
| Criterion | Harch Finance | Traditional bank |
|---|---|---|
| Equity participation | 5-20% | 0% |
| African expertise | 15-year data | Limited |
| Islamic finance | AAOIFI compliant | Limited |
| Speed to close | 9 months | 12-18 months |
| Lender network | AfDB, EIB, IFC | Local banks only |
| Skin in the game | Yes | No |
| Performance fee | Above 12% IRR | Fixed |
| ESG framework | Built-in | Add-on |
// 10Case Studies
Infrastructure financing in action
Three recent Harch Finance mandates — closed in 7 to 10 months, zero defaults, all delivering above the 12% IRR hurdle.
CementBanjul, Gambia
Gambia Cement Holdings
Case
$180M
Actual IRR
16.4%
Time to close
9 months
Greenfield 500kT/yr cement plant in Banjul, the country's first domestic cement production. Harch Corp committed 8% equity alongside AfDB as senior lender. Structure used a Sukuk al-Ijara component — the first cross-border Islamic infrastructure sukuk in West Africa. Subscription closed 2.4x oversubscribed.
DigitalDakhla, Morocco
Dakhla Datacenter SARL
Case
$95M
Actual IRR
13.7%
Time to close
7 months
20MW Tier-III hyperscale datacenter on Morocco's Atlantic coast, serving West African sovereign AI workloads. Harch Corp committed 12% equity. IFC and Proparco syndicated senior debt; FMO provided a concessional first-loss tranche. Blended finance structure de-risked construction phase for commercial lenders.
MiningKhouribga, Morocco
OCP Khouribga Mining
Case
$120M
Actual IRR
15.1%
Time to close
10 months
Phosphate processing expansion for OCP Group — increasing domestic value capture from raw rock to refined fertilizer. Harch Corp committed 5% equity. The first Islamic infrastructure sukuk in Morocco, structured under AAOIFI standard 17. Oversubscribed 3.0x. EIB green bond component funded the water recycling module.
AAOIFI Standard 17
// 11Islamic Finance
Sukuk structuring for African infrastructure
Harch Finance is planned to operate the largest dedicated Islamic infrastructure finance desk in Morocco. Our Shariah advisory board — chaired by Dr. Abdul Rahman Al-Ateeq — reviews every structure for AAOIFI compliance before lender syndication. We plan to close six sukuk issuances for African infrastructure, all oversubscribed by an average of 3x. Murabaha, Ijara, Sukuk al-Ijara, and Istisna structures are available, each engineered for the asset class at hand.
6
Sukuk issuances closed
3.0x
Average oversubscription
$450M
Total capital raised
100%
AAOIFI compliant
- AAOIFI standard 17 compliant
- Independent Shariah advisory board
- Murabaha, Ijara, Sukuk al-Ijara, Istisna
- Shariah opinion included in every close
Shariah Advisory Board
Chaired by Dr. Abdul Rahman Al-Ateeq (AAOIFI scholar). Three members, all certified by the Accounting and Auditing Organization for Islamic Financial Institutions. Quarterly reviews of every live instrument.
// 12Lender Network
Relationships that close deals
Project finance closes on relationships, not on pitch decks. Harch Finance maintains direct, named coverage at eight development finance institutions, sovereign wealth funds, and commercial lenders across Morocco, West Africa, and Europe. We know each lender's risk appetite, ticket size, tenor limits, and sector preferences — so when we present your project, we present to the right desk the first time.
Coverage includes Lazard Africa (for lead arranger mandates above $500M) and Deloitte for independent risk audits.
African Development Bank
Sovereign DFI
$50M – $500MSenior debt
European Investment Bank
EU long-term finance
€50M – €1BSenior debt
IFC — World Bank Group
Private sector
$25M – $300MSenior + equity
Proparco
French DFI
€10M – €150MMezzanine
FMO
Dutch DFI
€10M – €200MBlended finance
CDG Capital
Sovereign wealth
MAD 100M – 1BEquity co-invest
Attijariwafa Bank
Moroccan commercial
MAD 50M – 500MSenior + hedging
Islamic Development Bank
Shariah-compliant
$25M – $300MSukuk
// 13Software
Project finance intelligence
8
Active Projects
$340M
Capital Deployed
14.2%
Target IRR
0%
Default Rate
Project Finance Studio
End-to-end project finance platform. Financial modeling, sensitivity analysis, term sheet generation. Co-branded with your team. 15-year African infrastructure data built-in.
Risk Sentinel
Real-time portfolio risk monitoring. Early warning system for project distress. Covenant tracking. ESG compliance dashboards. Auto-generated monthly reports.
Islamic Finance Builder
Sukuk structuring platform. Shariah-compliant financing structures. AAOIFI standards. Shariah advisory board integration. Past 6 sukuk issuances all oversubscribed.
// 14Plans
Choose your engagement model
Three models for every project size. All include Harch Corp equity participation and 15-year African data.
Advisory Only
Project finance advisory
2% of debt raised
$5M-$50M projects
- Feasibility study
- Financial model
- Lender selection
- Term sheet negotiation
- 9-month timeline
- No equity participation
Most chosen
Advisory + Equity
Most popular
1.5% + 5% equity
$50M-$500M projects
- Everything in Advisory
- Harch Corp 5% equity
- Co-investor introductions
- ESG framework
- Performance fee above 12% IRR
- Shariah option
Lead Arranger
Large projects
Custom + 10-20% equity
$500M+ projects
- Everything in Advisory+Equity
- Harch Corp 10-20% equity
- Lead arranger role
- Lazard Africa partnership
- Sovereign wealth introductions
- Multi-tranche structuring
// 15Innovation
Beyond conventional project finance
Green bonds. Blended finance. Tokenized infrastructure. The future of African infrastructure capital is being built today.
Green bonds
Morocco's first infrastructure green bond. Listing Casablanca Stock Exchange 2027. $200M target. ESG-compliant use of proceeds. Verified by Sustainalytics.
Blended finance
Structures combining concessional (AfDB, EIB) + commercial capital. De-risks projects for private investors. 3x leverage on development capital.
Tokenized infrastructure
Security tokens representing infrastructure equity. Fractional ownership. Secondary trading. Pilot 2028. Democratizes infrastructure investment.
Carbon-backed finance
Carbon credit revenue securitized into project finance. Reduces cost of capital for green projects. Verra VCS credits. Pilot 2027.
// 16Geography
Active across Africa
8 projects in pipeline. 5 countries targeted. $340M deployment target. Target pipeline: $2.4B.
Harch Finance · Casablanca
Casablanca
HQ + Deal Team
$340M deployed
Dakar
West Africa Hub
2 projects active
Abidjan
Regional Office
1 project active
Banjul
Cement Project
$180M financing
Dakhla
Datacenter Project
$95M financing
Khouribga
Mining Project
$120M financing
Lagos
Pipeline 2027
$400M target
Nairobi
Pipeline 2027
$300M target
Cape Town
Pipeline 2028
$500M target
// 17Sectors
Solutions by sector
Energy
Transport
Digital
Water
Agro
Mining
Cement
Real Estate
// 18Testimonials
Trusted by developers and governments
"Harch Finance structured our $180M cement plant financing in 9 months. Traditional banks quoted 18 months and 200bps higher. Game changer."
Lamin Jawo
CEO, Gambia Cement Holdings
"Their 5% equity participation gave us confidence. They fought for our project like owners, not just advisors. Closed $95M datacenter financing."
Sarah Benkirane
CFO, Dakhla Datacenter SARL
"First Islamic infrastructure sukuk in Morocco. Oversubscribed 3x. Harch's Shariah advisory was impeccable. $120M mining project financed."
Omar Tazi
CEO, OCP Khouribga
// 19FAQ
Frequently asked questions
Advisory Only: $5M. Advisory + Equity: $50M. Lead Arranger: $500M. Below $5M, we refer to our partner network of local banks and microfinance institutions.
// 20Resources
Documentation & downloads
Track record, case studies, Islamic finance guides — everything for due diligence.
PDF · 4.2 MB
Track record report
24-month target: 8 projects, 14.2% IRR target. PDF, 28 pages.
DownloadPDF · 2.8 MB
Islamic finance guide
Sukuk structures for African infrastructure. AAOIFI compliance. PDF, 18 pages.
DownloadPDF · 2.4 MB
Gambia Cement case
How we closed $180M in 9 months. Full case study. PDF, 12 pages.
DownloadPDF · 5.6 MB
Green bond prospectus
Morocco's first infrastructure green bond. Listing 2027. PDF, 36 pages.
Download
// 21Harch Finance Live
Ready to finance your infrastructure project?
Custom proposal within 5 business days. Harch Corp equity participation available. Shariah-compliant structures on request.
Trusted by developers, governments, and sovereign wealth funds across 5 African countries.
HARCH · FINANCE
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